Results

Tables of Results

The following tables summarise the results of our back-testing program.  For an understanding of that program click here.

Table 1:  ENSEMBLE STATISTICS:  BACK TEST:  INDEX MORTGAGE VERSUS TRADITIONAL MORTGAGE: 20% LINK

Statistic

Result

% of Sample

Races Begun

15,706

Races Completed

8,678

100.00%

Index Mortgage Wins

8,185

94.32%

Index Mortgage Loses

468

5.39%

Ties

25

0.29%

Biggest Win

133 months

Worst Loss

94 months

Average Months Saved

48 months

Worst Loss

94 months

Table 2:  ENSEMBLE STATISTICS:  BACK TEST: INDEX MORTGAGE VERSUS TRADITIONAL MORTGAGE: 10% LINK          

Statistic

Result

% of Sample

Races Begun

15,706

Races Completed

7,427

100.00%

Index Mortgage Wins

6,406

86.26%

Index Mortgage Loses

981

13.21%

Ties

40

0.53%

Biggest Win

99 months

Worst Loss

45 months

Average Months Saved

25 months